Acceptance of These Terms

These Terms of Use govern your access to and use of this website and the services made available through it (the “Site”). By visiting the Site or using any of its features, including submitting a request for insurance quotes, requesting contact by phone or other communication methods, or calling any phone number displayed on the Site. you acknowledge that you have read, understood, and agree to be bound by these Terms of Use.

If you do not agree with these Terms, you must discontinue use of the Site and its services immediately.

Description of Our Services

We operate a lead-generation and comparison platform designed to help consumers explore insurance options. Through the Site, users may request to be connected with third-party insurance carriers, brokers, agents, or other insurance-related service providers that may offer coverage relevant to the user’s needs.

We are not an insurance company, insurance agent, or broker. We do not sell insurance, issue policies, bind coverage, or make coverage decisions. We do not recommend or endorse any insurance provider, product, or policy.

Submission of your information does not guarantee contact, coverage, or acceptance by any insurance provider. All insurance products, pricing, and terms are determined solely by the third-party providers.

User Information and Consent to Contact

You may be required to provide personal or other information in order to use certain features of the Site. Our collection and use of such information are governed by our Privacy Policy.

By submitting your information, you represent that it is accurate and complete. You consent to receive communications from us and from third parties acting on our behalf, including emails, telephone calls (which may use automated systems or prerecorded messages), and other communications as permitted by law.

You may opt out of certain communications at any time by following the instructions provided or by contacting customer support.

Dispute Resolution and Arbitration

Please read this section carefully as it affects your legal rights.

Any dispute arising out of or relating to your use of the Site or these Terms shall first be addressed through good-faith informal discussions. Either party may initiate this process by providing written notice describing the dispute and requested resolution.

If the dispute cannot be resolved within thirty (30) days, the matter may be submitted to binding arbitration on an individual basis, except where prohibited by law.

Disclaimer of Warranties

The Site and all services and content are provided on an “as is” and “as available” basis. We make no warranties regarding accuracy, reliability, availability, or suitability for any purpose.

To the fullest extent permitted by law, we disclaim all express and implied warranties, including warranties of merchantability, fitness for a particular purpose, and non-infringement.

Limitation of Liability

To the maximum extent permitted by law, we shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from your use of or inability to use the Site.

Our total aggregate liability for any claim shall not exceed five dollars ($5.00). If you do not agree with this limitation, your sole remedy is to stop using the Site.

Third-Party Links

The Site may contain links to third-party websites for informational purposes. We do not control or endorse such websites and are not responsible for their content or practices.

Changes to These Terms

We may update these Terms of Use at any time. Changes are effective upon posting. Continued use of the Site after changes constitutes acceptance of the revised Terms.

Governing Law and Jurisdiction

These Terms are governed by the laws of the State of Washington, without regard to conflict-of-laws principles. Any legal action shall be brought exclusively in the state or federal courts located in Washington.

Any claim related to the Site must be filed within one (1) year from the date the claim arises or will be permanently barred.